Labor Services Division

Terry joined United Business Bank, FSB in 1995. In April of 2017, Terry assumed the role of EVP/Director of Labor Service Division, a business unit specifically dedicated to providing sound financial advice and uniquely tailored products and services to our Labor Communities in California, Washington and New Mexico. Terry has been a trusted banking partner to Labor for nearly 25 years. She has also held a number of roles within the company as EVP/Chief Credit Officer, SVP/Credit Administrator, SVP/Regional Sales Manager, VP/Branch Manager and Business Development Officer. As an experienced banking professional, Terry's expertise and broad knowledge base is a valuable asset to all existing and prospective clients. Terry also serves as a board member for the Contra Costa Workforce Development Board.

Ricka Lucia has been a member of United Business Bank's Labor Relations Team since 2004. Ricka takes great pride in working for a company that recognizes the vision, influence and countless contributions that Organized Labor provides our diverse communities. Ricka has developed a strong understanding and talent for analyzing competitive landscapes, conducting research, and aligning products with customer requirements that translates to both growth and retention. Ricka proudly serves as a board member for Sprinkler Fitters Local 483 Scholarship and Community Fund.

Lane joined United Business Bank, FSB in February 2013. Having been born and raised in Sacramento, Lane has a strong commitment to providing knowledgeable and professional services to the Labor and small business communities throughout the Sacramento region. Additionally, he is a proud former member of the UFCW Local 8 having had a 20 year association.

Dawn joined United Business Bank, FSB in August 2014. With more than 20 years of experience in the financial services industry, she brings valuable skills in financial planning and business growth to the Labor Community in the New Mexico region. Dawn is deeply involved with various organizations in her surrounding communities including Junior Achievement, LifeRoots, Jumpstart New Mexico, and Money Smart New Mexico.

We are very pleased to welcome Brandon Kreul as the newest member of our Labor Services Division in the Pacific Northwest region. Brandon grew up in the San Juan Islands and moved to the Seattle region in 1999 to pursue a banking career. He has proudly worked in the financial services industry for over 20 years. Brandon brings a wealth of knowledge and experience to United Business Bank. His commercial banking background enables him to fully understand your unique banking needs and provide customized solutions to advance the financial goals of your labor organization. We are confident that his leadership, enthusiasm, and knowledge will provide you with the exceptional client experience you are accustomed to and deserve.

Peter joined the Labor Service Division in April of 2018. He is an East Bay native and has been with United Business Bank since November 2014. Peter has worked in multiple capacities within the Operations, Lending and Credit departments of the bank. His varied banking experience and customer service expertise ensures that he will deliver creative solutions, quick responses and a customer experience designed to foster long term relationships.

We are very pleased to welcome Patty Barrios as the newest member of our Labor Services Division in the Southern California region. Patty grew up in Anaheim and currently resides in Orange. She has proudly worked in the financial services industry for over 35 years. Patty brings a wealth of knowledge and experience to United Business Bank. Her commercial banking background enables her to fully understand your unique banking needs and provide customized solutions to advance the financial goals of your labor organization. Patty has been a member of the Rotary Club of Orange for over 2 years and served on the board for the Friendly Center for over 16 years.